Terms of Use
Last updated 2 June 2026.
By using CalcFree you agree to these terms. They’re deliberately short and plain.
Estimates, not advice
The calculators and content on CalcFree are provided for general information and planning. They produce estimates based on stated assumptions and publicly available rules. They are not financial, tax, legal or professional advice, and they don’t account for your full personal circumstances. Decisions with real consequences should be checked with a suitably qualified professional.
Accuracy
We work hard to keep figures current and calculations correct, and we cite our sources. Even so, rules change, sources can contain errors, and models simplify. We can’t guarantee that every result is accurate or up to date, and we’re not liable for decisions made solely on the basis of a tool here. If you spot a mistake, please tell us.
Acceptable use
You’re welcome to use the calculators for personal and business planning. Please don’t attempt to disrupt the site, scrape it at scale, or republish its content as your own.
Content
The text, tools and design are owned by CalcFree unless stated otherwise. You may link to pages freely. Official guidance we link to belongs to the relevant authority.
Changes
We may update these terms from time to time. The date above shows the latest version.